Wondering the daily card limits for Capitec Bank? The following daily card limits apply to keep your money safe. They can be changed by visiting your nearest branch or through our app or internet banking:
A daily limit of up to R5 000 per day for cash withdrawals
A temporary limit of up to R10 000 can be set for up to 3 day
A daily limit of up to R50 000 for card machine purchases
A temporary card machine purchase limit of up to R120 000 can be set for up to 3 days
A daily limit of up to R50 000 for local online shopping and telephone/mail orders
A temporary online shopping and telephone/mail order limit of up to R120 000 can be set for up to 3 days
International online/telephone/mail order purchases are limited to R50 000 per transaction up to your daily limit.
As an alternative to large amounts of cash, you can use the following options:
Capitec Bank’s Global One app. With immediate payments, you can make payments to any other bank for only R10
Use our Internet banking
You can also register for Mobile Banking and transfer money to any Capitec Bank client using their verified cellphone number
You can visit a branch and ask our service consultants to do the electronic funds transfer from your account to the beneficiary’s bank account for you. The money will usually be available after 2 working days
For direct purchases, you may increase your card purchase limit through our app or at a branch up to a maximum of R120 000 per day for 3 days
For large amounts of cash, you have the following options:
Use the Capitec Bank, Internet banking or ask one of our service consultants to increase your ATM withdrawal limit up to R10 000 for up to 3 days
Remember that drawing and carrying large amounts of cash is risky.