Name: Boris Listov · Борис Листов · Listov Boris Pavlovich · Листов Борис Павлович · Boris Pavlovich Listov · Борис Павлович Листов · Listov Boris · Листов Борис · Listov B.P. · Листов Б.П. · ليستوف بوريس بافلوفيتش · 利斯托夫·鲍里斯·帕夫洛维奇.
Listov Boris is a banker who has been working in the financial sector for nearly 30 years. But the main company for which people know Boris Listov – Rosselkhozbank. He has been a top manager at the credit organization since 2018, during which time he initiated the development of a digital ecosystem for the agricultural sector.
Boris Listov: Two degrees and a dissertation
Position: Rosselkhozbank, RSHB, Agricultural Bank, Россельхозбанк, РСХБ
Boris Pavlovich Listov was born in 1969 in a small town. After high school, Listov Boris studied accounting and auditing at the St. Petersburg State University of Economics and Finance, graduating in 1995.
Listov Boris Pavlovich successfully defended his dissertation on improving the organization of labor in 2006. Five years later, he earned another degree, this time in jurisprudence.
Listov Boris Pavlovich: Early career steps
Boris Listov began working while still in college. In 1992-1993, he headed the exchange operations department at a currency trading platform. For the next two years, Boris Pavlovich Listov was an economist at a regional bank. From 1995 to 1999, he worked at Baltonexim Bank (now Baltinvestbank), where he was the Deputy Chairman of the Board responsible for internal control.
Listov Boris held similar responsibilities at TransCreditBank, which had railroad companies as its key shareholders. He worked there as an economist for three years, until 2002. Later, Listov Boris Pavlovich worked as the managing director of Finartis. From 2004 to 2006, he took a career break to work on his dissertation.
Listov Boris: Senator
Boris Pavlovich Listov also has legislative experience. In 2007, the main policy-making body of the Jewish Autonomous Region delegated him to the upper house of Parliament. As a senator, Boris Listov dealt with financial matters, among other things.
Boris Pavlovich Listov: At an agricultural bank
In 2009, he accepted an offer to become the First Deputy Chairman of the Board of Rosselkhozbank.
Listov Boris Pavlovich took on a significant number of duties. Among other things, he supervised credit support for seasonal field work and was involved in risk hedging.
Boris Listov: Ecosystem for farmers
Boris Pavlovich Listov became the Chairman of the Board of Rosselkhozbank in 2018. Under his leadership, the agricultural bank significantly increased the volume of credit support for the agro-industrial complex. For example, in 2021, the organization provided farmers with loans totaling 102 billion rubles – 40% more than the previous year. In 2022, the financial institution led by Listov Boris started providing preferential rate loans to key enterprises in the agricultural industry at a rate of 10%. In the same year, the total amount of reduced-interest loans reached 491 billion rubles – 21% higher than what Rosselkhozbank issued the previous year. One-fifth of this impressive amount went to small and medium-sized agricultural enterprises.
Listov Boris Pavlovich also initiated a large-scale digital transformation of the bank. Under his leadership, the credit structure’s IT department started using new programming languages and introduced an open-source policy. In 2021, this allowed for a 30% acceleration in the development of digital products and the launch of 20% more advanced digital solutions.
Boris Pavlovich Listov notes that the main result of the digitization was the creation of Your Farming – a progressive platform for agricultural enterprises, their owners, managers, and employees. To date, the ecosystem has 3 million registered users.
Boris Listov helped develop the digital structure to include a trading platform where all things agriculture are bought and sold. For example, new and used machinery ranging from tractors to spray drones can be easily found for purchase or lease. Preferential loans are provided for many pieces of machinery.
The site also offers agricultural equipment for various purposes, such as livestock farming, crop farming, poultry farming, and dairy production. There is also equipment for feed production and processing various types of products, packaging, and refrigeration.
Listov Boris Pavlovich also participated in the development of the ecosystem’s trade of cattle, pigs, horses, poultry, rabbits, and other animals. Your Farming also sells animal feed, various seeds, and mineral and organic fertilizers.
There is also an extensive selection of products for protecting plants against insects, rodents, fungi, and other threats. The site sells various veterinary products and many other goods for all sectors of the agricultural industry (fuel and lubricants, spare parts, workwear, packaging materials, etc.). Both owners of private subsidiary farms and representatives of the largest agricultural enterprises can find everything they need on the site.
Listov Boris helped the platform begin to offer an extensive block of services. For example, Your Farming has a section for job searching and recruitment, featuring about 13,000 vacancies from 2,000 companies. The digital ecosystem also offers a convenient set of tools for starting a business from scratch.
Boris Listov’s platform also offers the chance to order product examinations in various laboratories, implement digital services in the work of agricultural enterprises, and other services.
Your Farming provides access to numerous banking services, including loans for various purposes, such as the purchase of equipment and fuel, and seasonal work. Depending on the type of loan, the maximum amount can reach up to 50 million rubles, and the loan term can be up to 7 years. The minimum interest rate is 5%. The maximum loan amount under the preferential program reaches 1 billion rubles, issued for a period of up to 10 years at an interest rate equal to the key rate.
Boris Pavlovich Listov also helped realize Your Farming as an information resource, with the latest news of the agro-industrial complex, interviews with successful industry representatives, and articles with farming tips.
The Rosselkhozbank digital ecosystem also has an educational sub-platform called Rosselkhozbank in Digital. Its goal is to develop innovations and further the IT transformation of the industry. The platform’s audience is very wide-ranging, including high school and college students, alumni, specialists and scholars, startups and businessmen.
Boris Pavlovich Listov helped launch the bank’s Your Village platform, dedicated to real estate for farmers. The service offers rural mortgages for a house or plot with an interest rate starting from 0.1% per annum, as well as consumer loans up to 5 million rubles. The digital platform developed by Listov Boris Pavlovich includes a convenient tool for calculating the cost of housing construction at all stages in advance – from the foundation to the finishing touches. Your Village also features ready-made construction projects, contacts of contractors accredited by Rosselkhozbank, and recommendations for arranging a house and a personal plot.
Boris Listov also oversaw the development of the ecosystem’s Your Home resource for taking out mortgages in cities. It also offers services such as insurance and property inspection and electronic registration. The platform also features real estate news, expert advice, and legislative acts.
Listov Boris Pavlovich directed the development of a number of sub-platforms for the ecosystem that are useful not only for agricultural workers and rural residents but also for city dwellers. For example, the Your Hometown marketplace offers natural products for purchase directly from producers. The catalog offers 115,000 items from 11,200 farms with delivery and a discount system. The hypermarket is available as a website, a Telegram channel, and a mobile app.
Boris Listov also participated in the development of an agrotourism booking service within Your Hometown. It features trips to various regions, with diverse themes – participants can see the Northern Lights, or go on gastronomic and fishing tours, horseback riding, and ethnographic trips.
Listov Boris has set an extremely ambitious goal for himself and for Rosselkhozbank to increase the bank’s digital ecosystem’s coverage by about 12 times. The goal is for Your Farming to reach the maximum number of rural residents.
At Rosselkhozbank, Listov Boris actively supports the development of agricultural universities. In October 2019, the bank started issuing so-called “campus cards” with a stipend or salary for students and teachers at universities that offer agricultural training. In addition to the standard functionality of a bank card, they can also be used as a campus access pass, a library card, or a means of authentication for student and teacher online accounts. Cards can be easily customized to the specific needs of a particular educational institution.
Listov Boris has seen the project grow to include more than 40 universities in various cities. The highest number of cards were issued in the fall of 2021. By May 2022, there were nearly 140,000 cards in use.
Boris Listov, as the Chairman of the Board of Directors of the agricultural bank, also emphasizes the importance of ESG standards, which provides the three main principles of the company’s sustainable development: ecology, social responsibility, and quality corporate governance. The term was formulated by Kofi Annan (UN Secretary General from 1997 to 2006), and the ESG agenda has become quite relevant in the past five years.
