Undoubtedly, a car accident can have a profound effect on your life. It can be debilitating to the nervous system and your mood. However, when it comes to the severity of different types of car accidents, they all vary. Several accidents can lead to severe injury or even death, depending on the circumstances.
What is a fender bender?
A fender bender is a collision between two moving vehicles. The part of your car that curves over the wheels to protect them is the fender. A fender bender is a collision in which the fender bends and becomes indented, hence the name. Minor or cosmetic property damage, but no personal injuries, are the norm in these accidents.
What is required to do after facing a fender bender?
When driving, even if you’re on top of your game, you have to consider other people. You could be hit by a distracted driver in seconds, resulting in minor bumper damage; what to do in a fender bender, regardless of who is at fault.
- Keep your cool and assess the situation objectively
Despite their relative insignificance, fender benders still shock your nervous system. Remain calm and evaluate the situation.
If everyone is safe, you can then move the car to a secure location and examine the damage to the vehicles there. If anyone is hurt, get them to a hospital as soon as possible.
- Find a safe place
Get to a safe location before making an inventory of the damage. You might be in the middle of the road or impeding traffic, so see if you can go to the side of the road. Emergency lights may be necessary if you don’t have them.
- Photos and contact information exchange are necessary
Having all the information you need to file a claim with your insurance company is essential. The first step is to photograph the vehicle from every possible angle, including any visible damage. After that, you’ll want to give the other driver your contact and insurance information.
- File a police report
You should also submit a police report to keep a record of the accident. That could help you with your insurance claim. To report a fender bender, you can either wait for a police officer to arrive at the scene or go to a police station. Depending on the severity of the damage, you may be legally required to make a police report.
Make sure you have a copy for your insurance company. Some people don’t think it’s necessary to call the police after a minor collision, but it can help with your claim and make the situation more official. You can also take the help of a fender bender accident attorney to get better suggestions.
- File a claim with your vehicle’s insurance company
You should contact your auto insurance company as soon as possible following a collision or other type of mishap. Claim with your insurance company by telling them everything about the accident. To get money for repairs, you’ll have to pay your deductible on your auto insurance policy and file a claim.
Get your fender bender claim processed and your deductible paid when filing an insurance claim. If that occurs, you may be entitled to financial assistance with the expense of repairs.