With a population of 1.008 million, Fort Worth is the fifth most populous city in Texas, which means accidents are common. TxDOT figures show there were more than 13k car accidents in 2022, with 4,481 fatalities. If you’ve been in a collision in Fort Worth, you might be wondering whether hiring a lawyer is necessary. The answer depends on several factors specific to your situation and Texas law.
When You Should Consider Hiring a Lawyer
Certain circumstances make legal representation particularly valuable after a car accident. If you’ve sustained serious injuries that require extensive medical treatment or result in long-term disability, an attorney can help ensure you receive fair compensation for current and future medical expenses – around 38.5% of spinal cord injuries are the result of car accidents.
Complex cases involving multiple vehicles, disputed fault, or commercial vehicles often benefit from professional legal guidance from an auto accident lawyer. Tarrant County recorded 2,174 commercial vehicle accidents in 2021, with 23 deaths.
When insurance companies deny your claim or offer settlements that seem inadequate, a lawyer can negotiate on your behalf.
Texas-Specific Considerations
In Texas you can recover damages even if you’re partly to blame for the accident, as long as you’re less than 51% responsible. However, your compensation will be reduced by your percentage of fault. Understanding how this rule applies to your case can be complex, making legal counsel valuable.
Texas also has a two-year statute of limitations for personal injury claims from car accidents. While this might seem like plenty of time, gathering evidence, negotiating with insurance companies, and building a strong case takes considerable time. Starting the legal process early ensures you don’t miss important deadlines.
Benefits of Legal Representation
Experienced car accident attorneys understand the true value of your claim, including factors you might not consider. Beyond immediate medical bills and vehicle repairs, compensation can include lost wages and emotional distress, as well as wages you might lose. Lawyers also have relationships with medical experts, accident reconstruction specialists, and other professionals who can strengthen your case.
Legal representation can actually speed up the resolution process. Insurance companies often take individual claimants less seriously than they do attorneys, leading to faster, more favorable settlements. If your case goes to trial, which happens in 5% of cases, having courtroom experience becomes invaluable.
When You Might Not Need a Lawyer
For minor accidents with clear fault determination, minimal property damage, and no injuries, hiring a lawyer might not be cost-effective. If the other driver’s insurance company accepts liability and offers a fair settlement quickly, and you haven’t missed work or incurred significant expenses, you might handle the claim yourself.
However, even in seemingly simple cases, it’s worth consulting with an attorney.
Making Your Decision
Consider the complexity of your case, the severity of your injuries, and your comfort level with insurance negotiations. Remember that insurance companies have teams of lawyers and adjusters working to protect their interests. Having your own legal advocate ensures someone is fighting for your maximum compensation. If one night in hospital is going to cost around $3,000, imagine how much a week of intensive care treatment would cost?
If you’re unsure whether your case warrants legal representation, schedule consultations with local attorneys. Most work on contingency fees, meaning you don’t pay unless they win your case, making quality legal representation accessible regardless of your financial situation.