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The News God > Blog > Law > Are You at Fault? Key Signs That You May Be Responsible for a Car Accident
Law

Are You at Fault? Key Signs That You May Be Responsible for a Car Accident

Rose Tillerson Bankson
Last updated: April 11, 2025 7:10 pm
Rose Tillerson Bankson - Editor
April 11, 2025
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8 Min Read
Here Are Some Of The Main Reasons That Cause Car Accidents
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Being involved in a car accident is stressful enough, but one of the biggest concerns afterwards is figuring out who’s at fault. Fault determines whose insurance pays for damages, and in some cases, it can lead to legal consequences. While some accidents have a clear culprit, others can be more complicated, leaving drivers wondering whether they’re to blame.

Contents
  • Key Signs You May Be at Fault
  • You Violated a Traffic Law
  • You Rear-Ended Another Vehicle
  • You Were Distracted While Driving
  • You Admitted Fault at the Scene
  • There’s Evidence Against You
  • What to Do If You Might Be at Fault
  • Will Being in a Crash Increase the Cost of My Car Insurance?
  • Who Was at Fault
  • The Damage Done
  • The Claim
  • Conclusion

Understanding how fault is determined can help you navigate the aftermath of an accident more confidently. Let’s go through the key signs that indicate you might be at fault and what you can do if you find yourself in this situation.

Key Signs You May Be at Fault

You Violated a Traffic Law

One of the clearest indicators of fault is breaking the rules of the road. If you ran a red light, ignored a stop sign, or were speeding, you’re more likely to be held responsible for the accident. Traffic laws exist to keep drivers safe, and violating them can put you in a tough spot when it comes to liability.

For example, if you were making an illegal turn and collided with another vehicle, it’s likely that you’ll be deemed at fault. The same applies to overtaking dangerously or failing to stop for pedestrians at crossings. See how your policy is affected and know what you’re facing in the future.

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You Rear-Ended Another Vehicle

In most cases, the driver who hits another vehicle from behind is at fault. The general rule is that drivers should maintain a safe distance, allowing enough time to react if the car in front suddenly stops.

However, there are exceptions. If the driver ahead suddenly slammed on the brakes for no clear reason or their brake lights weren’t working, fault may be shared. Dash cam footage and witness statements can be useful in these situations.

You Were Distracted While Driving

Distractions are a leading cause of car accidents, and if you were texting, adjusting your satnav, or even eating when the accident occurred, you could be considered at fault. Even a momentary lapse in attention can lead to serious consequences.

If the police determine that you were distracted at the time of the crash, it will be hard to argue against your liability. Many modern vehicles store data on sudden braking and speed changes, and this information can be used to assess what happened before impact.

You Admitted Fault at the Scene

After an accident, it’s natural to want to apologise, but saying something as simple as “I’m sorry” can be used against you later. Even if you believe you were responsible, it’s best to stick to the facts and avoid making any statements that could be interpreted as an admission of guilt.

Instead, exchange details, take photos, and let the insurance companies and authorities determine fault based on the evidence. If you’re unsure, it’s always a good idea to speak to a solicitor before discussing liability.

There’s Evidence Against You

Sometimes, it’s not about what you remember but what the evidence shows. If a dash cam, CCTV footage, or witness testimony suggests you caused the accident, it will be difficult to dispute your responsibility.

Police reports also play a major role. If an officer issues you a citation at the scene, such as for reckless driving or failing to signal, that can be strong evidence of fault.

What to Do If You Might Be at Fault

If you suspect you may be responsible for the accident, it’s important to handle the situation carefully. Here’s what you should do:

  • Stay calm and don’t admit fault. Let the evidence determine what happened.
  • Gather information. Take photos of the scene, get witness details, and make notes about what occurred.
  • Report the accident to your insurer. Even if the other driver says they won’t claim, it’s best to inform your insurance company.
  • Consult a solicitor if necessary. If the accident involves significant damage or injuries, legal advice can help you understand your options.

Will Being in a Crash Increase the Cost of My Car Insurance?

Car insurance can be expensive, and you might be worried that being in an accident will make the price skyrocket. First, know that there are various facts a car insurance company takes into account when preparing your premium. For example, your age and driving record play a part in the price. Indeed, if you have been in an accident recently, this can have an impact on how much you pay. But, companies will look into this incident in more detail to determine what your policy will be. Let’s take a look at what they need to know.

Who Was at Fault

One of the most important elements a car insurance company needs to know is who caused the accident. If it was the other driver’s fault, this might mean that your premium doesn’t increase. However, if your actions led to the crash, this is going to increase how much you’re paying. You’re deemed as being a high-risk driver, and the company will see you as more likely to make a claim in the future.

The Damage Done

The details of the accident matter. For example, if you hit someone’s bumper and only caused minor damage, this might see only a small increase in your premiums. After all, it was a minor incident. However, if you write off your vehicle or cause significant damage to the other driver’s car, this could increase premiums by up to 50 per cent.

The Claim

The claim itself can have an impact on your premiums. For instance, if it was a non-fault accident and you claimed through the other’s insurance, this might not impact your policy. However, if you’ve claimed through your own policy, this is likely going to mean you’re paying more.

Conclusion

Figuring out whether you’re at fault in a car accident isn’t always straightforward, but recognising the key signs can help you prepare for what comes next. From traffic violations to distracted driving, various factors can indicate liability.

If you’re ever involved in a crash, staying calm, gathering evidence, and understanding your rights can make all the difference. The best way to avoid being at fault? Stay alert, follow traffic laws, and drive responsibly.

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Personal injury claims rely on solid proof to establish liability and demonstrate damages. Meeting the burden of proof without clear evidence, such as accident reports, medical records, photographs, or witness statements, becomes challenging. Attorneys seek well-documented cases that illustrate how an accident occurred, who was at fault, and what injuries resulted. A lawyer cannot build a compelling argument if this foundational information is missing. Surveillance footage, expert opinions, or physical evidence may be necessary to validate a claim. When these are absent or contradictory, legal professionals often decline to proceed. Minimal or Nonexistent Injuries Not every accident results in compensable harm. Georgia law requires demonstrable injuries to justify a personal injury claim. Bruises, minor discomfort, or short-lived soreness often fall below the threshold to pursue litigation. A Georgia personal injury lawyer evaluates whether the injury led to tangible consequences such as medical treatment, lost wages, or long-term impairment. If a person visits the emergency room but declines further care or shows no signs of ongoing damage, the case may not be viable. Courts demand measurable impact, and insurers resist settling claims without clear evidence of suffering or financial loss. Expired Statute of Limitations Timing plays a critical role in personal injury litigation. In Georgia, most injury cases must be filed within two years of the incident. If a potential client waits too long to seek legal advice, they may forfeit their right to sue entirely. Attorneys screen cases early to confirm that legal deadlines have not passed. Courts typically dismiss the case if the statutory window closes, regardless of merit. Missing the deadline due to delayed medical treatment, lack of awareness, or informal negotiations with insurers can eliminate any chance of recovery. Client Fault Exceeds Legal Limits Georgia applies a modified comparative negligence rule to personal injury cases. If the injured party bears more than 50% of the blame for the incident, they cannot recover any damages. Even a partial fault reduces the potential award proportionally. If an attorney determines that the claimant's actions primarily caused the accident, such as texting while driving, ignoring warning signs, or entering restricted areas, they may decline representation. Lawyers must invest resources into each case, and one with limited legal standing poses a high risk of failure. Inability to Identify a Liable Party with Assets or Insurance Securing compensation depends on identifying a responsible party who can pay. This often means targeting a defendant with insurance coverage or substantial assets. Recovery becomes unlikely if the at-fault individual is uninsured, underinsured, or otherwise judgment-proof. A Georgia personal injury lawyer may conduct a background check or asset search during the evaluation phase. If no viable source of compensation exists, the attorney may decline the case, knowing that a favorable verdict would still leave the victim uncompensated. Conflict of Interest or Ethical Concerns Attorneys must comply with ethical obligations established by the Georgia State Bar. If representing a potential client creates a conflict of interest, such as a prior relationship with the opposing party, or if the client insists on pursuing dishonest tactics, legal representation will be refused. Lawyers also avoid claims that appear frivolous or exaggerated. Fabricated injuries, manipulated documentation, or inconsistent statements undermine the case's credibility and the law firm's reputation. Ethical practice requires attorneys to protect the legal system from abuse. 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A Georgia personal injury lawyer must manage complex legal strategies, negotiate with insurers, and prepare for litigation if necessary. This process requires a client who participates actively, provides accurate information, and understands that outcomes can never be guaranteed. Attorneys screen for individuals who demonstrate honesty, reliability, and realistic perspectives. Understanding Case Rejection Helps Shape Stronger Claims Knowing why legal professionals decline specific personal injury claims empowers individuals to strengthen their cases before seeking representation. Collecting timely documentation, seeking prompt medical care, and understanding the legal framework can all influence an attorney’s decision. While rejection may feel discouraging, it often reflects the rigorous standards required to prevail in Georgia’s civil courts. Careful preparation and a realistic approach improve the likelihood of acceptance. 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